I looked a bit like a marathon to say yes to the Dress TLC last week.
As financial advisor, my first reaction was to mourn in the program as: "Do not you see the show!" by distorting the perception of what it should cost a wedding dress. I do not think I saw a budget of under $ 3,000! And all for what? A day to make believe, and delusions of grandeur? Remember to be done, is that the bride dress for a wedding they had visited two years ago?
To be fair, the drama is not entirely unfounded. After a few episodes, I began to see how the selection process "right" dress can be a metaphor for his decision to invest emotionally charged financial decisions. I see many difficulties in the same every day as aFinancial planner. They were:
Those who want it all, but are not willing to pay the price
Those who find the "perfect" dress, and so afraid you will regret your decision not to take decisions on all
Those who love everything and can not decide
The show will be in the field of Kline, "a". That the rich mass wedding dress shop in New York In one episode, says Randy, fashion consultants, we are the cardinal rules of the wedding dress, which I think are the rules we buy at all times, we still dollars from other large may be responsible for financial planning decisions excitement in our lives:
First, do not try a dress out of your home, will only lead to tears
Is not that right? Our needs are always exceeds our needs. Even in the dream factory that is the area of Kline, the first rule is not always apparent temperature of Life would be easier if I had more money, but if you do not, so why try? Here is the understanding of the amount of money you can and you will be grounded. As I said, we must be realistic ... Think and poor. I live in the bliss of ignorance.
Secondly no secrets from your advisor
Yes, I want to sell something, but I also want to see you happy, even if for no other reason that you return, you can sell something else. Remember the advice you get is as good as the information that you provide. If you tell me, has no debt and wants to retire at age 65, my advice to you is very different than if you have a lot of debt, and want to retire at 55. So do not waste your time and the time of his adviser, if you're not going to help to help you succeed.
The third circle at home
Do not be surprised if everyone has a different opinion as to achieve financial success - is too much advice is not necessarily a good thing. Read all the books and financial blogs do not necessarily help (with the exception of this course). It may sound trite, but a better way to spend time there, and you know what your goals are. There is always a solution to your financial goals ... simply because they always made a dress for you. The trick is in the dress or the budget you can afford and you can live with.
Fourth Stop shopping, if you find the dress
The basics of financial planning is really quite simple and universal. You need a plan tailored to your needs, but once you plan to stick to it. Enough, "best" to find the plan. They turn around and the second payment does not help and will only cost you more money if you make changes to your plan of eruption, which make short-term.
Fifth Always wear underwear
Well, needless to say ... You never want to be naked on the floor or on KlineTo fund. Make sure you always have a reserve fund that is separate from your other accounts.
I would like to add a basic rule:
Sixth Keep a perspective on what really matters
In many ways, the rush and excitement of the wedding dress is like buying the first steps in your financial planning. Wrapped in each purchase of shares or the selection of investment funds are all the hopes and dreams in their life, career, family and retirement. The wedding dress, he says that all women of your dream wedding. However, the garment itself is only for a moment in time. There are a lot of work, and done right, can provide a basis for creating something wonderful, but not marriage. Just think, your financial planning, as if you were to buy a wedding dress and the entire wedding planning comes after him. As in marriage, the real return on investment of several years of work, communication and self-reflection is difficult.
So say yes to the wedding dresses or your budget, but remember to keep these rules in your head in the clouds
As financial advisor, my first reaction was to mourn in the program as: "Do not you see the show!" by distorting the perception of what it should cost a wedding dress. I do not think I saw a budget of under $ 3,000! And all for what? A day to make believe, and delusions of grandeur? Remember to be done, is that the bride dress for a wedding they had visited two years ago?
To be fair, the drama is not entirely unfounded. After a few episodes, I began to see how the selection process "right" dress can be a metaphor for his decision to invest emotionally charged financial decisions. I see many difficulties in the same every day as aFinancial planner. They were:
Those who find the "perfect" dress, and so afraid you will regret your decision not to take decisions on all
Those who love everything and can not decide
The show will be in the field of Kline, "a". That the rich mass wedding dress shop in New York In one episode, says Randy, fashion consultants, we are the cardinal rules of the wedding dress, which I think are the rules we buy at all times, we still dollars from other large may be responsible for financial planning decisions excitement in our lives:
First, do not try a dress out of your home, will only lead to tears
Is not that right? Our needs are always exceeds our needs. Even in the dream factory that is the area of Kline, the first rule is not always apparent temperature of Life would be easier if I had more money, but if you do not, so why try? Here is the understanding of the amount of money you can and you will be grounded. As I said, we must be realistic ... Think and poor. I live in the bliss of ignorance.
Secondly no secrets from your advisor
Yes, I want to sell something, but I also want to see you happy, even if for no other reason that you return, you can sell something else. Remember the advice you get is as good as the information that you provide. If you tell me, has no debt and wants to retire at age 65, my advice to you is very different than if you have a lot of debt, and want to retire at 55. So do not waste your time and the time of his adviser, if you're not going to help to help you succeed.
The third circle at home
Do not be surprised if everyone has a different opinion as to achieve financial success - is too much advice is not necessarily a good thing. Read all the books and financial blogs do not necessarily help (with the exception of this course). It may sound trite, but a better way to spend time there, and you know what your goals are. There is always a solution to your financial goals ... simply because they always made a dress for you. The trick is in the dress or the budget you can afford and you can live with.
Fourth Stop shopping, if you find the dress
The basics of financial planning is really quite simple and universal. You need a plan tailored to your needs, but once you plan to stick to it. Enough, "best" to find the plan. They turn around and the second payment does not help and will only cost you more money if you make changes to your plan of eruption, which make short-term.
Fifth Always wear underwear
Well, needless to say ... You never want to be naked on the floor or on KlineTo fund. Make sure you always have a reserve fund that is separate from your other accounts.
I would like to add a basic rule:
Sixth Keep a perspective on what really matters
In many ways, the rush and excitement of the wedding dress is like buying the first steps in your financial planning. Wrapped in each purchase of shares or the selection of investment funds are all the hopes and dreams in their life, career, family and retirement. The wedding dress, he says that all women of your dream wedding. However, the garment itself is only for a moment in time. There are a lot of work, and done right, can provide a basis for creating something wonderful, but not marriage. Just think, your financial planning, as if you were to buy a wedding dress and the entire wedding planning comes after him. As in marriage, the real return on investment of several years of work, communication and self-reflection is difficult.
So say yes to the wedding dresses or your budget, but remember to keep these rules in your head in the clouds
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